401k and Retirement Plans

Services Description | Plans Description

Services Description

We understand the unique needs of small and medium sized businesses.  Atlas Capital Management establishes Retirement Plans that meet your needs. We will:  

• Design the appropriate retirement plan(s) - Our administrator will design and set-up the plan(s) that meet the needs of the company directors as well as the employees. We know that while a 401k plan satisfies most employers it is often not the best choice for small to medium sized companies that are most concerned with cost containment. Your company needs a partner that you can trust to share your concerns and goals for you and your employees. Please refer to our plan summary page or quick reference table for a description of the different plans Atlas Capital can provide.

• Convert or rollover other Qualified Plans - Most times, Atlas will convert or rollover your current plan for free. Obviously, this depends on the type of rollover or conversion that your require. Call us at (800) 801-7956 today for details. We can help you start, transfer and maintain a variety of retirement programs designed to enhance employee retirements, lower your program costs and increase savings to you through low administrative fees.

• Lower your Plan Costs - The design, set-up, and annual costs of a Retirement Plan from Atlas is one of the lowest in the industry.

Low Costs do NOT mean less service...in fact, Atlas Capital provides a full range of financial services for companies and their employees including:

• Mutual Fund Selection and Set-Up - Atlas work with you to provide the fund selections for your plan. Most firms only offer a choice from a limited selection. However, Atlas provides a wide selection from over 2000 funds.

• Fiduciary Compliance - Atlas provides investment vehicles that comply with Department of Labor (DOL) guidelines and allow participants the opportunity to diversify risk in their account. The DOL requires that plan funds are selected for their potential contribution to the diversification and risk management capabilities of the portfolio.

• Enhanced Employee Service - Investment advisory services for your employees such as retirement planning or college education planning.

• Quarterly Reports - Atlas provides quarterly performance review against comparable benchmarks.

• Administrative Compliance - Plan design, administration and setup through our administrator. Costs of plan design, setup, and administration vary depending on the plan type.

• Employee Education - Atlas provides on-site investment education sessions annually (if requested) as well as one-on-one advice. The education of Plan participants is the key to achieving compliance, but is often the least understood. The DOL specifically identifies portfolio risk management (Modern Portfolio Theory), as the driving force behind the Section 404(c) regulation. These techniques allow investors to control risk while maintaining market returns. Proper education about portfolio risk management is fundamental to this process.

• Convenient Account Access - Convenient internet and phone access to balances, trades, and transfers for account holders.

Atlas Capital Management can be your retirement plan partner

How Atlas can Help

1. We work with you to create and tailor a retirement plan that meets your particular company's needs. We will not present you with pre-determined plans that may or may not work for you.

2. We provide a free analysis of your company against a variety of criteria and only then present you with a plan that will work for you and your employees.

3. We offer a variety of qualified plans including Simplified Employee Pensions (SEP), Profit Sharing, SIMPLE, Money Purchase Plans, Paired Plans, and the 401k.

Key features of Atlas Capital retirement plans

• Over 2000 mutual funds available including Fidelity, DFA, Putnam, and many others
• Access to professional investment advisors
• Competitive rates
• On-site assistance for enrollment, education, and compliances issues
• Full service administration (optional)
• Convenient internet access to balances, trades, and transfers for account holders